Three steps. One path.

We connect people with idle dollars to Peruvian exporters who already get paid in dollars.

If you're going to lend

You reserve your seat

You get in touch, we review your profile and sign the terms. Before we take your money we verify your identity and where the funds came from — it's mandatory and it protects both of us.

Your money is spread across several loans

Assignment is automatic and in order of arrival: you don't pick loans. Each slot is $100, a $500 loan is put together by several people, and no single loan takes more than 10% of what you put in. Every slot in a loan is repaid — and takes losses — in the same proportion. Every business is checked first.

You collect when the loan ends

At maturity you get your capital back along with what it earned. In the meantime we send you a report on how each loan is doing.

If you're going to borrow: the ladder

Nobody starts big. Your first loan is $500 over 2 months. Repay it in full and you move up a level: we lend you more, for longer, at a lower rate. You don't choose the rate — you earn it by paying.

Level 1
$500
2 months
Level 2
$1,200
3 months
Level 3
$3,000
4 months
Level 4
$7,000
4 months
Level 5
$15,000
6 months

The rate drops at every level. Level 1 is published in full below, with exact figures and no call to book. The levels above it are confirmed in writing before you accept anything.

What Level 1 costs

$500 over 2 months, 5% a month on the balance you still owe. These are the exact figures.

Instalment	Capital	Interest	Total due
Instalment 1	$250.00	$25.00	$275.00
Instalment 2	$250.00	$12.50	$262.50
Total repaid	$500.00	$37.50	$537.50

TCEA (annual effective rate) 79.59%. Interest is always charged on the outstanding balance — what you still owe — and never on the original amount: that's why the second instalment costs less than the first. The central bank's legal cap for foreign currency is 99.84% a year, in force May to October 2026.

Apply for financing

What we ask for

An active, in-good-standing tax ID (RUC) with SUNAT
Your sales over the last 6 to 12 months
An invoice or contract showing a foreign client pays you in dollars
A dollar bank account held under that same tax ID: funds go nowhere else
What you're going to use the money for
Whether you have other loans outstanding

The whole journey

01
You lend
You put dollars into the first cycle.
02
The loan is assembled
Several people together make up each loan.
03
We check
We verify each business before releasing money.
04
Exporters
Peruvian businesses paid in dollars.
05
We collect
Monthly follow-up on every instalment.
06
We pay you
Capital and return when the loan matures.

Terms and timing

Loan terms	2 to 6 months
When you collect	At each loan's maturity
Minimum per loan	$100
Report	Monthly, on the 5th